One of the main advantages of keeping money in a safe deposit box is that you get rid of the negative consequences that arise in the event of a bank's license revocation and its subsequent bankruptcy. The property stored in a safe deposit box belongs to the client, not to the bank, so even the bankruptcy of the latter is not an obstacle to taking the money.
igh confidentiality of the contents stored in the cell is also attractive. As a rule, an agreement on the use of a safe deposit box contains a condition that the bank does not have the right to control what values the client places in the safe deposit box. This means that the client is not obliged to report to the bank what he is going to put in the cell, as a result of which the bank will not know about its contents. Needless to say, the popularity of safe deposit boxes is largely due to this very circumstance.
For some, the difficulty of identifying the fact of using a cell is important. For many clients, it is very important that unauthorized persons do not learn not only about the contents of the cell, but also about the very fact of the existence of agreements with the bank about the possibility of using it. Since the relationship between the client and the bank regarding the use of the safe deposit box is subject to the banking secrecy regime, the likelihood that someone will find out that the client has the opportunity to access the safe deposit box is sharply reduced. As practice shows, such information does not leak even to the black market, which specializes in providing data on citizens.
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