Write down the Russian equivalents: by (a) banker's transfer
by (a) letter of credit
by drafts
for collection
on a collection basis
on an open account
a money transfer
a letter of credit
a sight draft
a 30 days' sight draft
an open account
terms of payment​

Верашчака-Ingredients: 0,5 kg. pork with ribs, 1-2 bulbs, 1 glass of grain kvass, salt, pepper, a bay leaf. Preparation process: To cut, salt, pepper, fry pork from two parties. On fat which will be emitted to fry small cut onions. With onions to shift meat in cast iron (stewpan), to fill in with grain kvass and to extinguish on small fire of 10 minutes. Moves with mashed potatoes or hash browns. If to try to bring "Verashchaka" in a certain classification row, on a direction of use this dish is "machanka". Among dishes of Belarusian cuisine it is possible to find not less than ten various "machanok".

Dear Michel,
I'm very glad to receive your letter.
You ask me about the phrase: Friend in need is a friend indeed. You see, this is a very famous proverb. And among almost all nations you can meet it. This proverb means, that one is your real friend only if he's ready to help you anyway. If he considers his interests more important, than yours, you should think hard about his devotion. 
Fortunately, I have no problems in English now, and that's awesome! Now I deal with English every day at school and try to improve it at home.
Michel, and what about you, have you any problems in English? This summer I'm going to have a trip in London, do you want to have any practice with me? And what way do you try to improve your English at home?
Keep me in touch, ...