Topic 1. Write a newspaper article (120-150 words) describing hobbies that were popular with teenagers 10 years ago. Use Past forms and try to cover these questions: 1. What hobbies were very popular among younger generation 10 years ago? 2. Why were they important? 3. What was the most popular hobby? why? 4. Was your own hobby different from the most popular one? How? Why? Topic 2. Write an article to a newspaper (120 150 words) describing the last Sport Competition where you or your friends participated (in a country or abroad) using Past tenses. Try to mention these questions: 1. What was the competition? 2 Where was the competition? 3. How were you or your friends preparing for it? 4. Why was it important to participate in such events?​

1. A bank is a financial institution which deals with money.

2. The first modern bank was founded in Italy, Genoa, in 1406.

3. Historically, the primary purpose of a bank was to provide loans to trading companies.

4. Banks act as payment agents for customers.

5. Banks borrow money by accepting funds deposited on current account, accepting term deposits and issuing debt securities.

6. Banks lend money by making advances to customers on current account, making loans and investing in debt securities.

7. Because banks provide almost all payment services.

1. We usually find water in lakes, rivers, seas and oceans. Water can also be ice (snow), steam and just water.

2. Potable (drinking) water is fresh water, water without salt. Water is seas and oceans, for instance, is not potable, because it contains salt.

3. No doubt, it is. Water is definitely becoming scarcer in certain places. Due to climate change some reservoirs are drying up. Besides, uses of water include a lot of activities, for example agricultural, industrial, household, recreational and environmental, that's why we are running out of water in some places. Pollution is also an important problem for water as natural resource.

4. Water-poor countries use importation of goods as the primary method of importing water.

5. Changing composition of natural water resources is a global problem nowadays. Harmful waste from factories poisons water and makes it unsuitable for drinking and dangerous for all living organisms. For a long time people didn't care about the environment, that's why foreign molecules wedged into the composition of natural water resources.