Exercise 6.1
Read the texts A and B and answer the questions:

1) Which act of wrongdoing in this unit do you think is the most serious?
2) Which do you think is the least serious?
3) Is financial wrongdoing a Victimless crime?

A. Insider dealing or insider trading:
Someone buys or sells securities using information that is not publicly available. Chinese walls are measures that you can take to stop knowledge in one department of your company being illegally used by another department, to buy or sell shares for example.
Price fixing: a group of companies in the same market secretly agree to fix prices at a certain level, so they do not have to compete with each other.
Market rigging: a group of investors work together to stop a financial market functioning as it should, to gain an advantage for themselves.

B. Fraud and embezzlement

'I'm Sam Woo. I've been a fraud squad detective for 20 years and I've seen a lot! Once, a gang counterfeited millions of banknotes in a garage. We found US$10 million in counterfeit notes. They were very good quality. Counterfeiting or forgery of banknotes was a problem, but now all the forgers are in jail. Faking luxury goods like Rolex watches was also a problem, but we're working hard to close workshops where fakes are made. There have been bad cases of fraud where someone offers to lend money, but demands that the borrower pays a "fee" before they get the loan. People can be stupid.
And there's embezzlement, a type of fraud where someone illegally gets money from their employer. One accountant sent false invoices to the company he worked for, and paid money from his company into bank accounts of false companies he had "created". He embezzled $2 million - quite a scam. There used to be a lot of racketeers demanding "protection money" from businesses. If they didn't pay, their businesses were burnt down.
Money laundering, hiding the illegal origin of money, is common - gangsters buy property with money from drugs. When they sell the property, the money becomes "legal". But banks now help by telling us when someone makes a large cash deposit.'

the grass is not growing. (Sayings of the good) Looks like a snake from his pocket. (Sayings of the good) Looks like the devil to pop. (Sayings of the good) Looks, exactly seven swallowed, choked osmium. (Sayings of the good) says three days, and all about evil individuals. (Sayings of the good) Do good to others - you will not trouble himself. (Sayings of the good) Doing evil to good is not hope. (Sayings of the good) For all the people angry Natalia - channels. (Sayings of the good) for such a nature and Satan did not scare. (Sayings of the good) Good shun - the people do not know. (Sayings of the good) Good wish, and do good. (Sayings of the good) Good look and evil itself will come. (Sayings of the good) Good for evil do not change. (Sayings of the good) Good does not make sense, so do not thin. (Sayings of the good) Good, that treasure, looking for a bad hand. (Sayings of the good) of repute hate evil. (Sayings of the good) Welcome to be fun and live in the sweetness.

where the foot shall tread - the grass is not growing. (Proverbs about good) Looks like a snake from her bosom. (Proverbs about good) Looks like hell on the ass. (Proverbs about good) Looks, exactly seven swallowed, осьмым choked. (Proverbs about good) Says three days, and all about'.(Proverbs about good) Do others good - be myself without trouble. (Proverbs about good) by the evil, the good hope not. (Proverbs about good For evil Natalia all people - beasts. (Proverbs about good For the nature and Satan are not afraid. (Proverbs about good) Good cleanse - with people did not associate. (Proverbs about good) Good desire, and do good. (Proverbs about good) Good look, and evil will come. (Proverbs about good) Good for evil does not change. (Proverbs about good) Good't understand, so bad don't do. (Proverbs about good) Good, that treasure, looking for, and evil at hand. (Proverbs about good) Good fame evil hated. (Proverbs about good) Good to be in joy and live in sweets. (Proverbs about good) Good вспомянется, and famously not be forgotten. (Proverbs about good) Good make - good and dream, and evil do - evil and a dream. (Proverbs about good) Good наживай, and evil изживай. (Proverbs about good) Good not famously - walking quietly. (Proverbs about good) Good not die and the evil will disappear. (Proverbs about good) encourage Good and evil condemn. (Proverbs about good) Good sow good and reap. (Proverbs about good) to do Good - entertained themselves. (Proverbs about good) Good then there will be good, when people praise. (Proverbs about good) Good hold on, and from the evil depart. (Proverbs about good) Good honor, but the evil will not be sorry. (Proverbs about good. Virtue is rewarded. (Proverbs about good) Good brotherhood better wealth. (Proverbs about good) Good work two centuries lives. (Proverbs about good) Good work not опоздано. (Proverbs about good) Good work one one better, the evil - one one worse. (Proverbs about good) Good work itself praises. (Proverbs about good) Good silence - than not the answer. (Proverbs about good) Good word to man - the rain in a drought. (Proverbs about good) Good seed is good and the sun. (Proverbs about good) Good смолчится, bad молвится. (Proverbs about good) Good give - yourself увеселишь. (Proverbs about good) Good everywhere good. (Proverbs about good) Good guest boss happy. (Proverbs about good Good good and glory. (Proverbs about good) Good man - that day, and holiday. (Proverbs about good Good man of the world - his house, evil - and his own hut of a stranger. (Proverbs about good) Good man and a strange disease to heart. (Proverbs about good) Good person assistance is not a loss. (Proverbs about good) Kindness without the mind is empty. (Proverbs about good) Good news to add honour. (Proverbs about good) Good Ivan - and people, and the us; thin Ivan - neither people, nor the us. (Proverbs about good) Good dog better evil man. (Proverbs about good Good man in good live century. (Proverbs about good Good man cries of joy, and the evil - from envy. (Proverbs about good) Good to be kind and mean. (Proverbs about good) Good work not measles.(Proverbs about good) It kopeck poor hand burns.(Proverbs about good) If the nettles not cold, she would have all the people пережалила. (Proverbs about good) Burns, as nettles, and stings like a hedgehog. (Proverbs about good) Live kinder, will be all the sweeter. (Proverbs about good), for good, For good and get paid. (Proverbs about good) For a good man one hundred hands. (Proverbs about good) For a good wait for good, for bad bad. (Proverbs about good) Заведутся ' for three days, and not overcome up to age. (Proverbs about good) Замашка bullock - looking from under his brows. (Proverbs about good) Evil lie low may not. (Proverbs about good)