Образуйте это в Present Simple​

1) A bond is a written promise to pay a specific amount of money at a certain date in the future or periodically over the course of a lo an, during which time interest is paid at a fixed rate on specified dates. - определение
2) The disadvantage is that interest payments ordinarily are made on bonds even when no profits are earned. - обстоятельство времени
3) Quite the reverse is true for what are known as “equity” investors who buy common stock. - определение
4) They own shares in the corporation and have certain legal rights including, in most cases, the right to vote for the board of directors who actually manage the company. - определение
 5)  If the market refuses to buy the issue at a minimum price, the banker will take them and absorb the loss. - придаточное условия  

Dear Lucy, 

I was very glad to hear from you. I haven't written for ages because of my school activities. It's a pity that you were ill last week, I hope that now you got well and fell better.
I would like to invite you to my New Year party at my place next Sunday. We'll have a costume party. I think you will like to spend a nice day  with my friends and parents. We'll dance and sing, play games eat many tasty things. It will be great!

Please tell me if you are able to come by calling me at (номер телефона).
I am waiting for you on Sunday 11a.m.

Best regards, 

Mary